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	<title>BackToLearn.com &#187; Financial Aid</title>
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		<title>How will you buy your textbooks?</title>
		<link>http://articles.backtolearn.com/blog/how-will-you-buy-your-textbooks/</link>
		<comments>http://articles.backtolearn.com/blog/how-will-you-buy-your-textbooks/#comments</comments>
		<pubDate>Fri, 30 Apr 2010 12:33:02 +0000</pubDate>
		<dc:creator>Laura</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Financial Aid]]></category>
		<category><![CDATA[paying for college]]></category>
		<category><![CDATA[textbooks]]></category>

		<guid isPermaLink="false">http://articles.backtolearn.com/?p=526</guid>
		<description><![CDATA[ ]]></description>
			<content:encoded><![CDATA[<p>In some adult learner college programs, textbooks are included as part of tuition. Sometimes, you won&#8217;t even have to go to the bookstore—they&#8217;ll deliver them to your classroom at the start of each session! (Where was this service as an undergrad?!)</p>
<p>But if you do have to find your textbooks on your own, check out these sites to help you manage the costs. </p>
<p>If you buy your books online, just remember to factor in delivery time. And did you know you can now <em>rent</em> textbooks, too? Leave a comment if you know of any other online textbook services!</p>
<p>* <a href="http://www.half.com">half.com</a><br />
* <a href="http://www.chegg.com">Chegg.com</a><br />
* <a href="http://www.CampusBookRentals.com">CampusBookRentals.com</a><br />
* <a href="http://www.bigwords.com">BigWords.com</a></p>
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		<title>Where does your tuition money go?</title>
		<link>http://articles.backtolearn.com/blog/where-does-your-tuition-money-go/</link>
		<comments>http://articles.backtolearn.com/blog/where-does-your-tuition-money-go/#comments</comments>
		<pubDate>Fri, 12 Mar 2010 14:00:32 +0000</pubDate>
		<dc:creator>Laura</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Financial Aid]]></category>
		<category><![CDATA[adult learner]]></category>
		<category><![CDATA[back to learn]]></category>
		<category><![CDATA[back to school]]></category>
		<category><![CDATA[BackToLearn.com]]></category>
		<category><![CDATA[cost]]></category>
		<category><![CDATA[financial aid]]></category>
		<category><![CDATA[tuition]]></category>
		<category><![CDATA[tuition for adults]]></category>
		<category><![CDATA[tuition increase]]></category>

		<guid isPermaLink="false">http://articles.backtolearn.com/?p=262</guid>
		<description><![CDATA[  ]]></description>
			<content:encoded><![CDATA[<p>College tuition is one of those items that always seems to be increasing. </p>
<p>Why? </p>
<p><a href="http://www.nytimes.com/2009/09/05/your-money/paying-for-college/05money.html?emc=eta1">Check out this article for details. </a></p>
<p>There are some ways you can help pay for college, though. One is by asking your employer to help you! </p>
<p>Have you had any luck getting <a href="http://articles.backtolearn.com/back-to-school-articles/how-can-i-ask-my-employer-to-reimburse-my-tuition/">tuition reimbursement </a>from your employer? Share your story in the comments section below!</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How are you paying for life while in school?</title>
		<link>http://articles.backtolearn.com/blog/how-are-you-paying-for-life-while-in-school/</link>
		<comments>http://articles.backtolearn.com/blog/how-are-you-paying-for-life-while-in-school/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 15:26:51 +0000</pubDate>
		<dc:creator>Laura</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Financial Aid]]></category>

		<guid isPermaLink="false">http://articles.backtolearn.com/?p=477</guid>
		<description><![CDATA[ ]]></description>
			<content:encoded><![CDATA[<p>We want to know: How are you handling your bills and other responsibilities while going back to college? Are you working while attending college? Relying on a spouse&#8217;s income? Using unemployment or other income stream? Let us know! </p>
]]></content:encoded>
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		<title>Buying textbooks? Read this first</title>
		<link>http://articles.backtolearn.com/blog/buying-textbooks-read-this-first/</link>
		<comments>http://articles.backtolearn.com/blog/buying-textbooks-read-this-first/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 16:28:38 +0000</pubDate>
		<dc:creator>Laura</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Financial Aid]]></category>
		<category><![CDATA[adult learner]]></category>
		<category><![CDATA[BackToLearn.com]]></category>
		<category><![CDATA[buying books]]></category>
		<category><![CDATA[college books]]></category>
		<category><![CDATA[financial aid]]></category>
		<category><![CDATA[National Association of College Stores]]></category>
		<category><![CDATA[textbooks]]></category>

		<guid isPermaLink="false">http://articles.backtolearn.com/?p=404</guid>
		<description><![CDATA[  ]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.nacs.org">The National Association of College Stores (NACS) </a>has some great suggestions on how to be smart about buying textbooks for college. </p>
<p>Check out their suggestions:</p>
<p>* Buy used books when possible. They can save you 25% off the cost of a new textbook.  College stores strive to provide as many used textbooks as possible, but they often sell out quickly. Shop the store early or buy directly from your college store&#8217;s web site to take advantage of used book sales.</p>
<p>* Consider renting or purchasing electronic texts. More and more college stores are offering these options, which give cost-conscious students temporary access to course materials for about one-third to half the price of buying a new text.</p>
<p>* Find out if your campus bookstore has a page on <a href="http://www.facebook.com/nextstepmag">Facebook</a>; become a fan and follow them on Twitter. Often the store will give advance notice of moneysaving specials to followers or fans.</p>
<p>* Don&#8217;t forget to include shipping expenses in the total cost of the textbook. To avoid delays, check your college store&#8217;s Web site for ordering convenience and peace of mind. </p>
<p>* Know your store&#8217;s refund policy, especially deadlines. This way, you won&#8217;t be disappointed if you drop a class.</p>
<p>* Keep receipts. Most stores require them for returns. Also, textbook receipts are helpful during tax season when filing for the new American Opportunity Tax Credit.</p>
<p>* Don&#8217;t write in or unwrap books until you&#8217;re certain you&#8217;ll be keeping them. </p>
<p>* If you have a choice between buying a textbook by itself, or packaged with a study guide or software, make sure you need the extra offerings.</p>
<p>* When buying locally, consider paying cash or by check/debit card to avoid credit card fees and interest. But use a credit card when buying from online sellers in case disputes arise.</p>
<p>* If you have questions, ask!</p>
<p>Once you make the decision to go <a href="http://www.backtolearn.com">back to learn</a>, you&#8217;ll be able to save tons on textbooks!</p>
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		<item>
		<title>How to pay for college? Think payment plan</title>
		<link>http://articles.backtolearn.com/blog/how-to-pay-for-college-think-payment-plan/</link>
		<comments>http://articles.backtolearn.com/blog/how-to-pay-for-college-think-payment-plan/#comments</comments>
		<pubDate>Thu, 17 Dec 2009 14:14:34 +0000</pubDate>
		<dc:creator>Laura</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Financial Aid]]></category>
		<category><![CDATA[adult learner]]></category>
		<category><![CDATA[adult student loans]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[financial aid]]></category>
		<category><![CDATA[Laura Hammond]]></category>
		<category><![CDATA[paying for college]]></category>
		<category><![CDATA[student loans for college]]></category>

		<guid isPermaLink="false">http://articles.backtolearn.com/?p=371</guid>
		<description><![CDATA[ ]]></description>
			<content:encoded><![CDATA[<p>Browse through the tuition and fees part of any college Web site, and you&#8217;ll likely have this reaction: &#8220;Why&#8217;s college so expensive?&#8221; And: &#8220;How am I going to afford this?&#8221; </p>
<p>But chances are, you won&#8217;t have to cough up that entire sum once or twice a year, which is an intimidating prospect. </p>
<p>Instead, ask your college&#8217;s financial aid office about any payment plans offered. A payment plan breaks up the amount you owe a college over the course of the semester, year, or course. </p>
<p>Even if you don&#8217;t pay 100 percent of your tuition through a payment plan, paying even a little will help you avoid taking out more in student loans than is necessary. </p>
<p>And think of how it will feel to graduate from college as an adult learner—debt-free (or close to it)! </p>
<p>You&#8217;ll be able to pursue a new job, new career, new location, and your new free time without the burden of student loans.</p>
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